Stephen Masterson

Mr. Masterson, 39, is Executive Vice President and Chief Financial Officer and joined the Pacific Capital Bancorp on March 24, 2008. From 2002 through 2008, Mr. Masterson was a partner at Grant Thornton LLP, a global accounting, tax and business advisory firm where he was most recently the Partner-in-Charge for the firm's Woodland Hills office in Los Angeles, California. From 1992 through 2002, Mr. Masterson was employed by Arthur Andersen LLP in their Los Angeles office. He holds a Bachelor of Science degree in Commerce and Business Administration with a major in Accounting from the University of Alabama. Mr. Masterson is a Certified Public Accountant in California and is also a member of the American Institute of Certified Public Accountants.